Benefits

All Employees of the Diocese of Beaumont or its institutions who work 30 hours or more per week at a one or a combination of two or more locations are eligible for Diocesan benefits. Employees of adopting employer Catholic Charities of Southeast Texas who work 30 or more hours per week are also eligible for Diocesan benefits. Benefits include health and dental insurance (at an employee contributory cost of $20 per month), life, accidental death and dismemberment, and long term disability insurance. In addition, eligible employees are enrolled in the Diocese of Beaumont 401(k) Plan.

stephoscopeThe diocesan health insurance is offered through Christian Brothers Employee Benefit Trust (CBEBT) in a managed care PPO plan. The plan includes benefits for health and dental. The health and dental coverage are encompassed as one and cannot be applied for separately.

The health insurance has an annual deductible of $500 per person or $1,500 per family, a per admission co-payment for in-network hospitals of $250 and for out-of-network hospitals of $500. Physician Services (provided an AETNA ASA Network participating physician is utilized) are paid at 100% after a $30 co-payment.

The co-payment includes lab and x-rays unless performed at another location. Most other services are payable at 80% after the annual deductible has been met.

With CBEBT’s Lab Benefit program, In-Network lab work will be covered at 100% for office visits and free standing
lab facilities that may bill as outpatient. No deductible or co-pay will apply.

The dental portion of the plan provides for two routine oral examinations and cleanings within a 12-month period paid at 100%. Other dental services are subject to a $50 deductible for individual coverage or $150 for family coverage and are paid at 80% for basic care and 50% for major care.

dental

pillsA Prescription Drug Program is also included in the plan. Prescriptions (retail and mail-order) are subject to a $100 calendar year deductible after which co-pays apply. The co-pay prices for a 30 day supply of medications purchased at a retail pharmacy are: $10 for generic; $30 for preferred brand, and $50 for non-preferred brand (provided a network pharmacy is used). The plan also features a mail-order prescription service for maintenance medications. A 90-day supply of medications can be ordered with a co-pay of: $25 for generic; $75 for preferred brand, and $125 for non-preferred brand. Retail purchases are limited to an initial fill and two subsequent refills for maintenance prescriptions. The member may continue to use Retail. However, the co-pay will change to the mail-order co-pay and only up to a 30-day supply can be dispensed at Retail.

Dependent Coverage is offered at the following premium rates (effective 1/1/2014) to be paid by the employee.

Dependent Health Dental Total
Child(ren) $573.27 $23.30 $596.57
Spouse $874.14 $29.12 $903.26
Spouse & Child(ren) $1,447.41 $52.42 $1,499.83

Employees and dependents who choose not to participate in the health and dental plan may apply for entrance during the annual enrollment period, which is between January 1 through February 28, 60 days before the health plan renewal date. Any employee and/or dependent not participating in the health and dental plan that loses other coverage may apply for special enrollment in the diocesan plan within 30 days of loss of other coverage with no waiting period.

particiopantresource

All eligible employees (including those who choose not to participate in the health and dental plan) of a Diocesan institution or Catholic Charities of Southeast Texas, will be provided life, accidental death and dismemberment, and long-term disability insurance at no cost to the employee.

Term Life insurance is carried through UNUM. The death benefit for the term life is equal to 150% of your annual salary up to a maximum of $150,000.

Long-term disability insurance for lay employees is also carried through UNUM. The benefit pays 60% of your monthly salary up to a maximum of $7000 in coordination with any other benefits you may receive.

Long-term disability for diocesan priests incardinated in the Diocese of Beaumont is provided for in the defined benefit plan.

Long-term disability for religious personnel is the responsibility of each respective religious community.

Long-term disability for religious personnel is the responsibility of each respective religious community.

*Worker’s Compensation Insurance is covered through an insurance carrier other than CBEBT. All job related injuries should be reported to your supervisor immediately. Medical claims for job related injuries must be filed with the Workers’ Compensation carrier NOT with CBEBT or your personal major medical insurance carrier.

Accidental Death and Dismemberment insurance is carried through Mutual of Omaha. The death benefit for AD&D is 150% of your annual salary up to a maximum of $150,000.

Defined Benefit Plan for Diocesan Priests: Contributions to the Defined Benefit Plan are made exclusively by the employer. A priest incardinated in the Diocese of Beaumont is fully vested after 10 years of service.

Retirement

retirement

The Diocese of Beaumont offers a defined contribution plan for retirement purposes for lay employees and a defined benefit plan for priests incardinated in the Diocese of Beaumont. Diocesan priests are also eligible to participate in the defined contribution plan, but employer contributions will not apply.

Defined Contribution Plan: Eligible employees may choose to defer from 0 to 100% of his/her salary up to the Internal Revenue Service annual limit. For lay employees, the employer will contribute 3% of the employee’s salary as well as 50% of the employee’s contribution up to 6%. The employee’s taxable income is reduced by the amount contributed by the employee through salary deferral. An employee becomes eligible to participate in the plan immediately upon hire, if he or she is a lay employee who works at least 30 hours or more per week or is a priest incardinated in the Diocese of Beaumont. Employees who are or will attain the age of 50 years during the course of the year are eligible for an additional “catch-up” contribution to the Plan as prescribed by the Internal Revenue Service. Participants are always 100% vested in their own contributions to the plan; there is a 6-year graded vesting schedule applied to employer contributions. The plan is managed by the Principal Financial Group.

 

The Diocese of Beaumont offers a defined contribution plan for retirement purposes for lay employees and a defined benefit plan for priests incardinated in the Diocese of Beaumont. Diocesan priests are also eligible to participate in the defined contribution plan, but employer contributions will not apply.

Defined Contribution Plan: Eligible employees may choose to defer from 0 to 100% of his/her salary up to the Internal Revenue Service annual limit. For lay employees, the employer will contribute 3% of the employee’s salary as well as 50% of the employee’s contribution up to 6%. The employee’s taxable income is reduced by the amount contributed by the employee through salary deferral. An employee becomes eligible to participate in the plan immediately upon hire, if he or she is a lay employee who works at least 30 hours or more per week or is a priest incardinated in the Diocese of Beaumont. Employees who are or will attain the age of 50 years during the course of the year are eligible for an additional “catch-up” contribution to the Plan as prescribed by the Internal Revenue Service. Participants are always 100% vested in their own contributions to the plan; there is a 6-year graded vesting schedule applied to employer contributions. The plan is managed by the Principal Financial Group.

If you have ever been previously employed by any other Diocesan Institution, please let us know.

For answers to any benefits questions please call Molly Benoit in the Diocesan Human Resource Department at (409) 924-4345 or email her at mbenoit@dioceseofbmt.org.

Rev 12/14/2015