Employee Benefits 

All Employees of the Diocese of Beaumont or its institutions who work 30 hours or more per week at one or a combination of two or more locations are eligible for Diocesan benefits. Employees of adopting employer Catholic Charities of Southeast Texas who work 30 or more hours per week are also eligible for Diocesan benefits. Benefits include medical, prescription and dental insurance (at an employee contributory cost of $50 per month), life, accidental death and dismemberment, and long-term disability insurance. In addition, eligible employees are automatically enrolled in the Diocese of Beaumont 401(k) Defined Contribution Plan.

INSURANCE

Medical provider directory can be found at www.myCBS.org/ppo-aetna
Diocesan medical insurance is provided through Christian Brothers Employee Benefit Trust (CBEBT) in a managed care Participating Provider Organization (PPO) plan. The plan includes benefits for medical, prescription and dental. The medical, prescription and dental coverages are not separable. One single enrollment will include the benefits of all three plans. Employee monthly premium cost is $50.

• Medical Plan Summary (pdf) 
• Medical Summary of Benefits and Coverage (pdf)
• Dental Plan Summary (pdf)
• Dental Summary of Benefits and Coverage (pdf)

The medical insurance annual deductible is $750 per person or $2,250 per family, with an out–of-pocket limit of $3,500. A per admission co-payment for in-network hospitals is $250, also for emergency room care. The network of participating providers is Aetna Signature Administrators (ASA). The cost for Primary Care and Specialist visits is a $30 co-payment when an in-network physician is utilized. In-Network lab work is covered at 100% for office visits and freestanding lab facilities that may bill as outpatient. No deductible or co-pay will apply.
Dental provider directory can be found at www.myCBS.org/dental

The dental portion of the plan provides 100% preventative coverage for bi-annual cleanings, oral examinations and x-rays within a 12-month period. Other dental services are subject to a $50 deductible for individual coverage or $150 for family coverage and are paid at 80% for basic care and 50% for major care.
 Pharmacy provider directory can be found at www.myCBS.org/Rx
A Prescription Drug Program is also included in the plan. Prescriptions are subject to a $100 calendar year deductible after which co-pays apply. The co-pay prices for a 30-day supply of drugs purchased at a retail pharmacy are $10 for generic, $30 for preferred brand, and $50 for non-preferred brand (provided a network pharmacy is used).
The plan also features two options for receiving a 90-day supply of maintenance drugs, by mail or through the Smart90 program at Walgreens Pharmacy. The co-pays for a 90-day supply of medication are $25 for generic, $75 for preferred brand, and $125 for non-preferred brand.
A third option to receive non-essential specialty drugs is available through the SavonSP program. The co-pays for specialty drugs are 10% up to a maximum of $150 for generic, 20% up to a maximum of $150 for preferred, and 20% up to a maximum of $250 for non-preferred brands.
Retail purchases are limited to an initial fill and two subsequent refills for maintenance prescriptions. The member may continue to use Retail. However, the co-pay will change to the mail-order co-pay and only up to a 30-day supply unless filled at a Walgreens through the Smart90 program.

Dependent Coverage is offered to employees, but full premium rates must be paid. Please contact the Human Resource department for current premium rates. Employees and dependents who choose not to participate in the health and dental plan may apply for entrance during the annual open enrollment period, which is between January 1st through February 28th/29th, the two months before the diocesan medical insurance plan renewal date on March 1st. Any employee and/or dependent not participating in the medical, prescription and dental plan that loses other coverage from a qualifying event may apply for special enrollment in the diocesan plan within 30 days of loss of other coverage with no waiting period. For more information about the medical, prescription and dental benefits login to the Christian Brothers Services website at http://www.cbservices.org/ebtparticipants
All eligible employees (including those who choose not to participate in the medical, prescription and dental plan) of a Diocesan institution or Catholic Charities of Southeast Texas, will be provided life, accidental death and dismemberment, and long-term disability insurance at no cost to the employee.
The Term Life insurance carrier is UNUM. The death benefit for the term life is equal to 150% of your annual salary up to a maximum of $150,000.

• Life Insurance (pdf)

• AD&D Insurance (pdf)

Long-Term Disability insurance for lay employees is also carried through UNUM. The benefit pays 60% of your monthly salary up to a maximum of $7000 in coordination with any other income benefits you may receive concurrently.

Long-term disability for diocesan priests incardinated in the Diocese of Beaumont is provided for in the defined benefit plan.
Long-term disability for religious personnel is the responsibility of each respective religious community.

• Long-Term Disability (pdf)

*Worker’s Compensation Insurance is covered through an insurance carrier other than CBEBT. All job-related injuries should be reported to your supervisor immediately. Medical claims for job related injuries must be filed with the Workers’ Compensation carrier NOT with CBEBT or your personal major medical insurance carrier.

RETIREMENT

The Diocese of Beaumont offers a defined contribution plan for retirement purposes for lay employees and priests incardinated in the Diocese of Beaumont and a defined benefit plan for eligible diocesan priests. An employee becomes eligible to participate in the plan immediately upon hire, if he or she is a lay employee who works at least 30 hours or more per week or is a priest incardinated in the Diocese of Beaumont.
Defined Contribution Plan: Eligible employees may choose to defer from 0 to 100% of his/her salary up to the Internal Revenue Service annual limit. Diocesan priests are also eligible to participate in the defined contribution plan, but employer contributions will not apply.
Lay employees are automatically enrolled at a 3% contribution rate, with an automatic increase occurring July 1st of each new fiscal year until reaching 6%. The employee’s taxable income is reduced by the amount contributed by the employee through salary deferral.
Employees who are or will attain the age of 50 years during the course of the year are eligible for an additional “catch-up” contribution to the Plan as prescribed by the Internal Revenue Service. Participants are always 100% vested in their own contributions to the plan; there is a 6-year graded vesting schedule applied to employer contributions. The plan is managed by Milliman.

• Defined Contribution Plan Summary (pdf)
• Defined Contribution Plan  (pdf)

Defined Benefit Plan for Diocesan Priests: Contributions to the Defined Benefit Plan are made exclusively by the employer. A priest incardinated in the Diocese of Beaumont is fully vested after 10 years of service.
 If you have ever been previously employed by any other Diocesan Institution, please let us know.
For answers to any benefits questions please call or email Casey Smith in the Diocesan Human Resource Department at (409) 924-4355 or [email protected].

08/2022